ALBERT'S DIAMOND ACCOUNT
Our in-house financing program combines flexible payment options with exclusive Albert's benefits and the opportunity to establish, build, or rebuild your credit through responsible account use.
Managed directly by Albert's, your account comes with the personal service our customers have trusted for generations.
No Annual Fee
Low Monthly Payments
3, 6 & 9-Month No-Interest Options*
12+ Month Extended Financing Available*
Automatic ACH Payments
21.00% APR on Standard Revolving Purchases
Albert's Diamond Account
Your Albert's Diamond Account is reported monthly to TransUnion as a revolving credit account. Responsible use and timely payments can help establish, strengthen, or rebuild your credit history.
Establish Credit
Build Credit
Rebuild Credit
Albert's Diamond Account
Every Albert's Diamond Account comes with a suite of benefits designed around how our customers actually shop.
Save 20% on qualifying repairs charged to your account.
Receive access to select private and cardholder events.
Hear about major sales and special Albert's events first.
Access select Buy More, Save More promotions.
Enjoy special benefits when celebrating important milestones.
Earn Albert's Referral Rewards Dollars for qualifying referrals.
Complimentary 2nd-day domestic shipping on qualifying purchases.
Professional cleaning and inspection of your entire fine jewelry collection.
Your Information Stays With Albert's
The Albert's Diamond Account is managed directly by Albert's Diamond Jewelers. Your personal information is never sold or shared with outside companies for marketing or solicitation purposes.
Credit approval required. A hard credit inquiry is generally performed when establishing a new Albert's Diamond Account. Account activity is reported monthly to TransUnion. Credit scores are determined by credit reporting agencies and may be affected by numerous factors. Financing offers, promotional terms, account benefits, and eligibility are subject to applicable terms and conditions.
MORE OPTIONS
Prefer a different path to payment? Albert's also partners with the following trusted providers.
Revolving line of credit for future purchases
Special financing available on qualifying purchases
Convenient monthly payments
Online account management and bill pay
No interest if paid in full within 12 months on qualifying purchases*
Buy now and split your purchase into simple monthly payments.
Instant approval decision
Flexible 3, 6, or 12-month payment plans
No penalties for early payoff
Easy payment management through the Affirm app
Clear terms with no hidden fees
A lease-to-own option designed for customers looking for alternative financing.
Flexible payment schedules
Early purchase options available
Early purchase discounts after 90 days
Own your purchase in as little as 12 months
Payments aligned with your payday schedule
Purchase the piece you want today
Take home the jewelry or watch you love without waiting.
Spread payments over time
Break your purchase into manageable monthly payments that fit your budget.
Preserve cash flow for other priorities
Keep your savings available while still making an important purchase.
Flexible options for different budgets
Choose from financing and lease-to-own solutions based on your needs.
Quick and simple application process
Get a fast decision and explore available payment options with ease.
Our loans usually last 3, 6, or 12 months, and you get to pick from these options when you apply.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus. You can find more information inAffirm’s Help Center.
Affirm has no fixed credit limit. They underwrite each loan individually taking into account the merchant, items purchased, and other information available at the time of purchase. Customers can take out multiple Affirm loans at once, as each Affirm loan application is evaluated separately as a closed-end transaction.
Affirm charges a small finance charge when you split your purchase into multiple payments. They will always clearly state the cost of the finance charge in terms of real dollars ($) and an Annual Percentage Rate (APR) so that you can know exactly what you’re paying. Affirm never charges any compounding interest and there are no hidden fees.
Unfortunately, Affirm is not always able to approve the full amount of your order. If this happens, they will provide a debit card down payment option so that you may still complete your purchase right away.
To consider a credit application, Affirm sometimes requires additional information. This may include requesting an active checking account number, which helps them verify your identity and your ability to repay the requested loan. If Affirm prompts you for this information, but you are unable to provide it, Affirm will be unable to approve your credit application.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website athttps://www.affirm.com/faqs/.
Have more questions?
CONTACT USReady to Get Started?
Apply for an Albert's Diamond Account and enjoy flexible financing, exclusive benefits, and personal service from a jeweler trusted for generations.
Have Questions About Financing?
Our team is happy to help you understand your options.
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